C

The payment and financing infrastructure contractors never had

Guaranteeing contractors get paid on time, keeping clients' money protected, and unlocking credit and financing previously out of reach.

For ContractorsFor SaaS & Marketplaces

Master Bathroom Renovation

123 Rue Principale, Montréal, QC H2X 1Y4
CA

Client Account

Client·Active
Project Value$40,000
In Escrow$0
Paid$0

Schedule

#
APRIL
MAY
1
10d
2
15d
3
15d
4
14d
5
6d

Milestones

5
Milestone 1Site Preparation & DemolitionAwaiting Funding$6,000.00
Apr 1, 2026 → Apr 10, 2026 · 10 days

Clear the site, remove existing structures, and complete all demolition work.

Success criteria

  • Existing structures fully demolished and removed
  • Site cleared and levelled
  • Waste disposal completed and documented
Milestone 2Plumbing & Electrical Rough-InAwaiting Funding$10,000.00
Milestone 3Tiling & WaterproofingAwaiting Funding$9,000.00
Milestone 4Fixtures & CabinetryAwaiting Funding$9,000.00
Milestone 5Final TouchesAwaiting Funding$6,000.00

The Whole Picture

$$$$$

Secure Escrow Payment System

Every milestone funded before you start. Released the moment you finish.

Your client funds each milestone into escrow before work begins. Funds are held securely until you complete it, then released automatically. No chasing, no delays.

Renovation Project

Project Value$120,000
In Escrow$0
Paid$0
Milestone 1$20,000
Pending
Milestone 2$60,000
Pending
Milestone 3$40,000
Pending

Offer Financing With Every Bid

Close more clients by offering financing on the spot.

Send a financing offer directly with your proposal. Your client gets approved fast, milestones get funded by the lender, and you get paid at each milestone with zero delays.

No credit check required on your end. Every contractor qualifies.

Proposal

Project Value$50,000
In Escrow$0
Paid$0

Payment Plan

Milestone Payment

Client pays as work is approved.

Monthly Financing

0% APR offer · 60 monthly payments.

Milestone 1$10,000
Pending
Milestone 2$25,000
Pending
Milestone 3$15,000
Pending

Line of Credit

Portfolio

Total Escrow$100,000
Drawn$0

Available Credit Limit

$80,000

Active Projects

ProjectStartedProject ValueIn Escrow
Project 1Apr 1$80,000$40,000
Project 2Mar 14$50,000$35,000
Project 3Apr 8$40,000$25,000

A line of credit that grows with every project you take on.

  • Borrowing power grows with every project.
  • Draw against escrowed funds, not personal credit.
  • No personal guarantees, no factoring fees.
  • Approved instantly.

Advanced Subcontractor Payments

Project Title

Project Value$50,000
In Escrow$10,000
Paid$0

Invoices

AM

Alex Martin

alex.martin@trades.ca

invoice.pdf
Apr 2$3,200.00
SL

Sophie Lavoie

sophie.lavoie@plumbing.ca

invoice.pdf
Apr 5$1,850.00

We pay your subs before your client pays you.

  • Pay subs the day work is done.
  • Advance invoices from the dashboard.
  • Your cash flow stays intact.
  • Your personal balance sheet stays out.

Who We Serve

One infrastructure. Whether you're in the field or behind the platform.

Contractors

The financial system your business never had.

Get paid on time, offer financing to your clients, and access working capital, all in one place.

For Contractors

Construction SaaS Platforms and Marketplaces

Embed payment protection, financing, and credit infrastructure directly into your platform.

Give your contractors tools they can't get anywhere else.

For SaaS & Marketplaces