The financial partner for every contractor.

Everything you need to protect your payments, finance your projects, and grow your business.

Secure Escrow Payment System

Every milestone funded before you start. Released the moment you finish.

Your client funds each milestone before work begins. Funds release automatically the moment you complete it — no chasing, no excuses.

Renovation Project

Project Value$50,000
In Escrow$0
Paid$0

Schedule

#
APRIL
MAY
1
12d
2
23d
3
25d

Milestones

3
Milestone 1Site Preparation & DemolitionAwaiting Funding$10,000
Apr 1, 2026 → Apr 12, 2026 · 12 days

Clear the site, remove existing structures, and complete all demolition work.

Success criteria

  • Existing structures fully demolished and removed
  • Site cleared and levelled
  • Waste disposal completed and documented
Milestone 2Plumbing & Electrical Rough-InAwaiting Funding$25,000
Milestone 3Tiling & FixturesAwaiting Funding$15,000

Proposals

Send proposals that define every milestone, timeline, and success criteria before a single dollar moves. Both parties approve. Everything is documented.

Renovation Project

Project Value$50,000

Schedule

#
APRIL
MAY
1
12d
2
17d
3
11d
4
16d

Proposal Sent

Waiting for client response…

Proposal Accepted

Both parties have signed.

Change Orders

Scope changes happen. The client funds the new work upfront, and the escrow balance updates automatically.

Renovation Project

Project Value$40,000

Schedule· Before

#
APRIL
MAY
1
12d
2
22d
3
20d

Renovation Project

Project Value$50,000

Schedule· After

#
APRIL
MAY
1
12d
2
17d
3
11d
4
16d

If something goes wrong, it gets resolved. Fast.

  • A certified adjudicator reviews the case and delivers a legally binding decision.
  • A fraction of the time and cost of traditional dispute resolution.

Case #DR-2026-0142

StatusIn Review
Raise Issue

Either party can flag a dispute directly in the platform.

Provide Proof

Upload photos, documents, and communications as evidence.

Binding Decision

A certified adjudicator reviews the case and delivers a legally binding ruling.

Average Resolution5–7 Business Days

POS Financing

Close more clients by offering financing on the spot.

Send a financing offer with your proposal in one click. Your client gets pre-qualified instantly. The lender underwrites them, not you.

Proposal

Project Value$50,000
In Escrow$0
Paid$0

Payment Plan

Milestone Payment

Client pays as work is approved.

Monthly Financing

0% APR offer · 60 monthly payments.

Schedule

#
APRIL
MAY
1
12d
2
23d
3
25d

Milestones

3
Milestone 1Site Preparation & DemolitionAwaiting Funding$10,000
Apr 1, 2026 → Apr 12, 2026 · 12 days

Clear the site, remove existing structures, and complete all demolition work.

Success criteria

  • Existing structures fully demolished and removed
  • Site cleared and levelled
  • Waste disposal completed and documented
Milestone 2Plumbing & Electrical Rough-InAwaiting Funding$25,000
Milestone 3Tiling & FixturesAwaiting Funding$15,000

Client out of budget ?

Finance the extra !

Line of Credit

A line of credit that grows with every project you take on.

Every project you run increases your borrowing power. Draw working capital against escrowed funds — no personal guarantees, no factoring.

Portfolio

Total Escrow$100,000
Drawn$0

Available Credit Limit

$80,000

Active Projects

ProjectStartedProject ValueIn Escrow
Project 1Apr 1$80,000$40,000
Project 2Mar 14$50,000$35,000
Project 3Apr 8$40,000$25,000

Advanced Subcontractor Payments

We pay your subs before your client pays you.

Automate or advance subcontractor invoices directly from your dashboard. Your cash flow stays intact. Your personal finances stay out of it.

Project Title

Project Value$50,000
In Escrow$10,000
Paid$0

Invoices

AM

Alex Martin

alex.martin@trades.ca

invoice.pdf
Apr 2$3,200.00
SL

Sophie Lavoie

sophie.lavoie@plumbing.ca

invoice.pdf
Apr 5$1,850.00

Ready to grow your contracting business with CONTRACT-IT?