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A line of credit that grows with every project you take on.

Your escrow balance is your collateral. No banks, no personal guarantees, no heavy underwriting. Just access to working capital when you need it.

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Why Contractors Love It

Working capital, unlocked by your escrow.

  • Draw working capital against funds already secured in your project escrow.
  • The more projects you run on CONTRACT-IT, the more credit you unlock.
  • Pay suppliers and cover materials upfront without waiting on milestone releases.
  • No personal guarantees, no collateral, no predatory rates.
  • Access to credit that banks have always denied contractors.

How It Works

Your credit line, sized by the work you've already won.

  1. 1

    Your active escrow balances across all projects are automatically calculated.

  2. 2

    A credit line is made available based on the funds already secured.

  3. 3

    Draw what you need, when you need it, directly from your dashboard.

  4. 4

    As new projects are added and escrow grows, your credit limit grows with it.